Hello everyone, thanks again for attending the meeting, we are pleased to announce the new formation of our Board of Directors, we added a 2nd Vice President, having Scott Hassler move up to that position and we now welcome George Alicea to the Recording Secretary position, welcome. George has some great ideas and is an exceptional net-worker and can help us get this club moving in the right direction. We had a neighbor, Adam Leach as a guest speaker this evening, Adam comes highly recommended from several other guest speakers and members as well. He is very well versed in the world of personal finance and investments, he can answer any questions you may have, he will be on our affiliates page as well for contact info. We will be donating to the yearly Special Olympic polar Plunge again this year being held at the Baxter Village YMCA on February 8th at 10 a.m. if you would like to join in. Our 50/50 this month will go to Colin Roberts, he is a 14 year old with an incurable type of cancer, he is a big fan of the Police and will hopefully be a guest at our next months meeting. We will present his mother with our donation so she can have it a little easier traveling to Georgia for her son’s treatments. The National Club will be sending out super raffle tickets for April, only a certain amount will be given out. Also, if you have college age kids, look onto the National website for the scholarship programs. Last but not least, NY is still a mess, Cuomo and DeBlasio have almost completely destroyed everything us retired men and women have built before retiring. God Bless and stay safe.